What to Do After a Workplace Injury in Florida: A Step-by-Step Guide

When you're hurt on the job, knowing what to do next can make all the difference for your recovery and your rights. Here’s how to protect yourself and move forward with confidence.

1. Report the Injury Promptly

Notify your employer or supervisor immediately, and no later than 30 days from the incident to preserve your right to benefits; waiting too long may result in claim denial.

Your employer is then required to report the injury to their insurance carrier within 7 days of being notified.

2. Seek Medical Care Without Delay

Get medical attention right away—even if you think the injury is minor. Florida law mandates that you see a doctor authorized by your employer or their insurer—choosing an unauthorized provider may result in denied coverage.

3. Keep Thorough Documentation

Documentation strengthens your claim. Be sure to:

·       Take photos of the injury and accident scene

·       Record witness names and accounts

·       Keep copies of injury reports, medical records, and written communications

·       Track expenses and lost work time

·       Maintain a journal of how the injury affects your daily life

4. Know What Benefits You’re Entitled To

Florida’s workers' comp system is no-fault, meaning you don’t need to prove negligence to get benefits. You may be eligible for:

·       Medical treatment (whole treatment costs covered)

·       Wage loss benefits—typically about 66⅔% of your average weekly wage if you miss more than 7 days.

Be aware: Under Florida law, you typically don’t get paid for the first seven lost workdays, unless your disability lasts longer than 21 days.

5. Know the Key Deadlines

Timely action is vital:

·       Report to employer: within 30 days of injury

·       Employer must report to insurer: within 7 days of notice

·       Insurer must send a rights brochure: within 3 business days of receiving notice

6. Understand the Exclusivity of Workers’ Comp

Once you file a workers’ comp claim, you usually cannot sue your employer—even if they were negligent (there are exceptions, like third-party injuries or employers without coverage).

7. When to Consider Legal Help

Consulting a workers’ compensation attorney can be wise when you encounter:

·       Claim denials or delays

·       Inadequate medical treatment or undervalued disability benefits

·       Pressure to return to work too early

·       Workplace retaliation for filing a claim

A lawyer can guide you through appeals or third-party actions if applicable.

Summary Checklist: What to Do After Getting Injured

1.     Report the injury to your employer promptly

2.     Seek medical care from authorized providers

3.     Document everything—reports, photos, communications

4.     Understand your benefits (medical care, wage replacement)

5.     Meet deadlines for reporting and filing claims

6.     Know your rights under Florida’s workers’ comp system

7.     Call an attorney when your claim is delayed, denied, or disputed

Final Thoughts

If you've been injured at work, taking the right steps now—reporting quickly, keeping good records, and knowing your entitlements—can safeguard your recovery and your rights. Should your case become complicated, an experienced workers’ comp attorney can help ensure you get fair treatment and full benefits.

Contact Goebel Law, PLLC today to protect your rights and get the support you need.